INVESTIGATING THE IMPACT OF FINANCIAL RATIOS ALONG WITH MACROECONOMIC VARIABLES ON FINANCIAL PERFORMANCE

This study examines the financial performance of Janata Bank Limited. The data are collected for the period from 2011 to 2021 from banks’ annual reports. This study investigates the impact of bank size, earnings, inflation, and total loan on total assets on dependent variable ROA, ROE, and ROI which is regarded as one of the major financial performance indicators. Analytical and descriptive technique analyses are also used to analyze financial performance. Based on ratio and trend analysis, the result shows the sound behavior of Janata Bank Limited's financial position and the influence of some of its financial factor variables on the bank's financial performance. It also reveals that Janata Bank Limited's overall financial performance is improving in terms of its liquidity ratios, assets quality ratios, credit performance, and profitability ratios (ROA, ROE, and ROI). The findings of this study can assist banks, government, investors, policymakers, and shareholder’s in making effective decisions and improving the overall performance of financial institutions in the future.